America, say "Hi" to Zoho Payments, now officially available in the US.
Whether you're running a one-person show or managing an entire team, collecting payments shouldn’t be a separate, tedious job, and now it doesn’t have to be. There's a better way to get paid, manage subscriptions, and track refunds without juggling between disconnected apps.
With Zoho Payments, you can accept payments, receive payouts, track reports, manage disputes, and more. It’s secure, simple, and designed to work seamlessly with your favorite Zoho apps or website.
Let’s break it down.
The power of Zoho, now for your payments
Unlike third-party payment gateways, Zoho Payments plugs directly into the Zoho ecosystem, so you no longer have to jump between multiple apps to send invoices, view payments received, and reconcile bank statements.
Zoho Payments works seamlessly with the Zoho Finance Suite, including Books, Inventory, Checkout, Commerce, and Billing, as well as other Zoho apps like Creator, SalesIQ, Backstage, Bookings, and more. In this way, your payments flow right alongside your business processes. You can also make use of our APIs to integrate Zoho Payments into your website for more flexibility.
Get paid locally or globally with one-time or recurring payments
With Zoho Payments, you can accept one-time or recurring payments in over 135 currencies using trusted card brands like Visa, Mastercard, AMEX, and more. You can enable ACH, international payments, and tailored payment methods that suit your business. Zoho Payments makes it easy to get paid through invoice links, client portals, hosted pages, or even right inside your app.
Get paid fast and get paid out faster
Once your customer pays, your funds are on the move. You can choose to receive your payouts daily, weekly, or monthly based on your schedule in two business days after the transaction.
Not just that, you can set up reserves and top up your balance when needed. You can view detailed account balances anytime and stay in full control of your money.
Disputes can happen, but you'll be ready
Many disputes trace back to suspicious payments, and Zoho Payments gives you the tools to prevent them before they happen. We send potential fraud alerts so you can review and act on them immediately. Want extra protection? Enable basic fraud prevention to automatically block payments that fail verification checks. Plus, every transaction is tagged with a risk score, helping you spot red flags early.
However, if an unexpected chargeback pops up, it's no problem. We’ll notify you as soon as a dispute or inquiry is created. You can quickly respond by submitting supporting documents directly to the card network, and we’ll send reminders to make sure nothing slips through the cracks.
The non-negotiables: Security and compliance
Every transaction you make stays secure as Zoho Payments is built with the highest standards of protection. We follow PCI DSS Level 1 guidelines, ensuring your business and customer data are always secure.
With SSL encryption, multi-factor authentication (MFA), and single sign-on (SSO), we’ve added multiple layers of security so you can rest assured that your payments are in safe hands.
Additionally, when it’s time to report taxes, Zoho Payments generates 1099-K forms, making tax season and year-end reporting simple.
Numbers, insights, and growth
Zoho Payments gives you instant access to all the numbers that matter with our reports. You can track transactions in real time, break down performance, and get a detailed view of failures and refunds to see what’s working. It’s all cleanly laid out, so you don't have to dig through spreadsheets.
Transparent pricing
Zoho Payments has straight-forward pricing starting at 2.9% per transaction for card payments and 0.80% for ACH Direct Debit. You pay what you see; there are no setup, maintenance, or hidden charges. View our pricing page for more details.
Ready to get started?
Setting up Zoho Payments is a fast one-time process; you just need a few minutes to begin. If you're new to the Zoho ecosystem Sign Up from our website or set it up from your Zoho Finance app. Here's how:
- Go to any Zoho Finance app (Books, Commerce, Inventory, Billing, Checkout).
- Navigate to Settings > Online Payments > Customer Payments.
- Click Set Up Now near Zoho Payments and submit your details.
We’ll perform a quick verification, and you're good to go.
